MONEY IN THE MATRIX: HOW A FEDERAL RESERVE DIGITAL CURRENCY WILL ERODE YOUR SAVINGS AND RETIREMENT ACOOUNTS

As the financial landscape evolves, one looming transformation casts a long shadow – the possibility of a Federal Reserve Central Bank Digital Currency (CBDC). This report aims to shed light on why this digital currency concept isn't just about bits and bytes but will significantly impact your bank and retirement accounts. Imagine a world where traditional currencies, as we know them, go digital under the watchful eye of the Federal Reserve. Before we dive into the depths of this digital currency's potential, let's start with a simple understanding of the Federal Reserve. **Understanding the Federal Reserve** Think of the Federal Reserve as the financial conductor of a grand orchestra, orchestrating the nation's monetary movements. It wields immense influence over the economy, controlling interest rates, managing the money supply, and ensuring the financial stability of the nation. **What Is a Federal Reserve Central Bank Digital Currency (CBDC)?** Now, picture a Federal Reserve Central Bank Digital Currency (CBDC) as the government's digital representation of traditional money, like the dollar bills in your wallet. However, it’s not physical cash, it's purely digital, kept within the Federal Reserve Digital system. In this report, we'll navigate through the dangers brought about by the concept of a Federal Reserve Central Bank Digital Currency, and how these digital waters will erode the foundations of your bank and retirement accounts.

The Top 10 Negative Impacts of a Federal Reserve Digital Currency to Bank and Retirement Accounts.

**1. Privacy Concerns:** With a CBDC, all your transactions will be digital and trackable. Imagine someone always looking over your shoulder while you're spending money. This will compromise your financial privacy because the government could see where your money goes. **2. Control Over Your Money:** A CBDC means the government directly manages your money. They will decide how you use it, and that will limit what you can do with your own cash. It's like having a parent watch your every spending move. **3. Cybersecurity Threats:** Just like your computer can get hacked, so can your CBDC wallet. This means someone could steal your digital money, just like a thief might steal your wallet. Cybersecurity would be super important. **4. Social Credit System:** A CBDC will be linked to a social credit system where the government judges your financial behavior. If they don't like how you spend your money, you will have trouble getting loans or even some services. It's like a financial report card that could affect your life. **5. Inflation Implications:** The government's control over CBDCs will change how money flows in the economy. This will lead to prices going up or down, impacting how much your money can buy. Imagine if the price of everything you want keeps changing; it might affect your savings and how you plan for the future. **6. Accessibility Concerns:** Not everyone may have easy access to the digital infrastructure required for CBDC transactions. This will create a digital divide, where some people are left out of the financial system, potentially excluding vulnerable populations. **7. Data Vulnerability:** With CBDC transactions being digital and trackable, there's a risk of your financial data falling into the wrong hands. This could lead to identity theft or fraud, putting your financial security at risk. **8. Technological Dependence:** Relying solely on digital currency will pose challenges for individuals who aren't tech-savvy or areas with unreliable internet access. This could leave some people at a disadvantage.

**9. Unintended Consequences:** The shift to CBDCs will have unintended consequences on other sectors of the economy, like traditional banking. It will lead to bank closures or changes in how financial services are provided, potentially affecting your access to these services. **10. Policy Uncertainty:** The introduction of CBDCs will bring about regulatory changes and uncertainties in the financial landscape. It might take time for governments and financial institutions to adapt, which could lead to financial instability. Understanding these details is crucial to grasp the potential impact of a Federal Reserve CBDC on your financial life. It's like navigating new roads; knowing the twists and turns helps you make smart choices for your financial journey.

There has been a massive move towards a central bank digital currency: Monica Crowley | Fox Business Video: https://www.foxbusiness.com/video/6324158732112

The Risks of CBDCs | Cato Institute https://www.cato.org/study/risks-of-cbdcs

From privacy concerns to government control, cybersecurity threats, social credit systems, and inflation risks, each concern underscores the need for a secure financial strategy. Physical gold and silver offer a unique refuge, providing privacy, preservation, and protection in this digital age. Equip yourself with knowledge to confidently navigate the changing chaotic financial world. In a world where financial rules are always changing, think about the security of tangible assets like gold and silver. Stay alert, stay informed, and protect your finances as you go forward, knowing that physical gold and silver are there to truly keep your money safe. These precious metals aren't just assets; they are your financial guardians for your retirement and savings, even in our ever-changing financial environment.

The Top 10 Benefits of Owning Physical Gold and Silver for Preserving Your Privacy and Protecting Your Bank Accounts and Retirement Accounts From the Impacts of a Federal Reserve Digital Currency:

1. **Financial Privacy:** Physical gold and silver transactions are private and confidential, shielding your financial activities from potential digital surveillance by authorities.

2. **Decentralization:** Precious metals are not subject to centralized control or manipulation by a central bank, reducing the risk of government interference.

3. **Security from Cyber Threats:** Unlike digital assets vulnerable to cyberattacks and hacking, physical metals are immune to online threats.

4. **Tangible Ownership:** Owning physical gold and silver means you have tangible assets that are not dependent on digital systems or intermediaries.

5. **Inflation Protection:** Historically, gold and silver have served as hedges against inflation, preserving your wealth when fiat currencies lose value.

6. **Diversification:** Including precious metals in your portfolio diversifies your investments, reducing the risk of overexposure to digital or traditional assets.

7. **Confiscation Resistance:** Throughout history, governments have confiscated or restricted access to digital assets, while physical metals can be stored securely out of reach.

8. **No Counterparty Risk:** Gold and silver do not rely on the promises or obligations of third parties, eliminating counterparty risk associated with digital financial systems.

9. **Global Acceptance:** Precious metals have universal value and are accepted worldwide, ensuring liquidity and the ability to convert them into other assets when necessary.

10. **Long-Term Wealth Preservation:** Gold and silver have proven their ability to preserve wealth over centuries, making them reliable stores of value for retirement planning.

Buying The Saint-Gaudens Double Eagle The centerpiece of America's 20th century "gold standard" was The Saint-Gaudens Double Eagle, or $20 gold piece, which stands above the rest as the single most magnificent coin of this or any era in U.S. history. In 1904, President Theodore Roosevelt hired personal friend and sculptor Augustus Saint-Gaudens to design the new $20 and $10 coins. The Saint-Gaudens $20 design was so acclaimed that the Mint chose to use this design for the creation of the modern Gold American Eagle coins. These coins are highly sought after by investors and collectors alike for their historical significance and rarity. With the passing of the Gold Recall Act in 1933, all gold coins were taken out of circulation, making pre-1933 gold coins a true treasure. In addition, like all Pre-1933 US gold coins, $20 Saint-Gaudens gold double eagles allow for the purchase and sale without the 1099-B reporting required by the IRS for their bullion counterpart. Numismatic coins are excluded from FDR's Presidential Executive Order 6102, Section 2B of 1933.

Buying $20 Liberty Double Eagle Gold Coins America's largest circulating gold coin was the Double Eagle or $20 gold piece, born in the exciting years of the great California Gold Rush of 1849. The new mines yielded the greatest mass of gold in recorded history. Vast quantities of the yellow metal helped to speed the developments of the American West and had far-reaching effects on the world's coinage. Designed by James B. Longacre, the obverse (front) of the $20 Liberty gold coin features Miss Liberty wearing a crown inscribed with the word "Liberty". Thirteen stars representing the original thirteen colonies and the date encircle her. These coins are highly sought after by investors and collectors alike for their historical significance and rarity. With the passing of the Gold Recall Act in 1933, all gold coins were taken out of circulation, making pre-1933 gold coins a true treasure. Their status as a collectible allows for the purchase and sale without the 1099-B reporting required by the IRS for their bullion counterpart. Numismatic coins are excluded from FDR's Presidential Executive Order 6102, Section 2B of 1933.

Buying Silver Morgan Dollars Political pressure, not public demand, brought the Morgan Dollar into being. There was no real need for a new silver dollar in the late 1870s; the last previous "cartwheel," the Liberty Seated dollar, had been legislated out of existence in 1873. The beautiful Morgan Silver Dollar was sculpted by George T. Morgan is considered by experts to be the peak of the engraver's art. Morgan Silver Dollars were minted between 1878 and 1904. Then in 1921, Morgan Dollars were again minted as an encore and the last year of the series. Gem quality uncirculated Morgan Dollars are sought after by coin collectors and investors alike. The Morgan Dollars are avidly sought by coin collectors and silver investors looking for extra leverage to the silver price. Because of their true scarcity and strong collector demand they can appreciate in a rising silver market much faster than silver bullion.

Buying Silver Peace Dollars The "war to end all wars" fell far short of that noble aspiration. What history now refers to as World War I, which ravaged Europe from 1914 to 1918, did stir worldwide yearning, however, for peace. Following the war, there was widespread sentiment for issuance of a coin that would celebrate and commemorate the restoration of peace. First struck in 1921 the Peace silver dollar instantly became one of the most popular silver coins in American history. Many consider this silver coin to be the last "true" American silver dollar minted for circulation. The Peace Dollars are avidly sought by coin collectors and silver investors looking for extra leverage to the silver price. Because of their true scarcity and strong collector demand they can appreciate in a rising silver market much faster than silver bullion.

Contact us today to learn more about our investment options and how we can help you achieve your financial goals through gold and silver investments. With Swiss America, you can feel confident in your investment decisions and rest easy knowing that your wealth is protected for the long term.

JOHN COLYER : 1-800-289-2646 x1031

ASSEMBLING YOUR PORTFOLIO

Step 1: Upon consultation with your Account Executive, selection of each coin will be discussed.

Step 2: We will connect via conference call with our Trading Dept. and reserve the coins for you. Trading will issue a confirmation number for each coin to insure price and availability.

Step 3: Payment options: 1.) Bank Wire to: Swiss America Trading Corp. Wells Fargo Bank, 420 Montgomery St. San Francisco, CA 94104 • ABA#121000248 • Account # 4159531235

2.) Send a cashier's check or personal check to: SWISS AMERICA 15018 N. Tatum Blvd. Phoenix, AZ 85032 Step 4: Shipping Your certified coins are shipped via the U.S. Postal Service registered insured, return receipt requested.

IMPORTANT INFORMATION: 1. Swiss America Trading Corporation, its principals and representatives, in no way guarantee a profit or guarantee against a loss on any coin purchased. 2. The rare coin market is volatile and thinly capitalized. Significant price swings in a short period of time are possible. 3. Certification by PCGS or NGC does not guarantee protection against the normal risks associated with potentially volatile markets. 4. The degree of liquidity for certified coins will vary according to the general market conditions and the particular coin involved. For some coins, there may be no active market at all, at certain points in time. 5. Population report information is provided for information purposes only. Population figures should not be the sole reason for purchasing a coin. Population figures are constantly changing as services grade coins on a daily basis.