SWISS AMERICA PHYSICAL GOLD AND SILVER IRA REPORT

“Beyond the Storm” Safeguarding Retirement Wealth with a Precious Metals IRA During Economic Chaos, Inflation and Dedollarization

Since our establishment in 1982, Swiss America has been deeply committed to providing our valued clients with top-notch service and unrivaled expertise in gold and silver investments. We firmly believe that diversifying your retirement portfolio by incorporating physical metals is an essential strategy, especially during times of economic turmoil. Such a move can effectively mitigate risk and safeguard against the possible devaluation of paper-based assets. The universal acceptance and enduring value of gold and silver, recognized for thousands of years, make them secure and desirable stores of wealth. Moreover, their immunity to the risks associated with other financial assets sets them apart as an unmatched investment option.

What Are the Different Types of Precious Metals IRAs?

There are several different types of precious metals IRAs available, depending on the structure and eligibility criteria. Here are the four main types:

1. Traditional Precious Metals IRA: This type of IRA allows you to make contributions with pre-tax dollars, which may offer tax benefits. The contributions and earnings in the account grow on a tax-deferred basis. When you withdraw funds during retirement, they are subject to ordinary income tax. 2. Roth Precious Metals IRA: A Roth IRA requires contributions to be made with after-tax dollars. While you don't receive immediate tax benefits, the contributions and earnings within the account grow tax-free. Qualified withdrawals made during retirement are tax-free. 3. SEP Precious Metals IRA: A SEP IRA allows self-employed individuals and small business owners to contribute to their own retirement plans or on behalf of their employees. Contributions are made by the employer directly into the SEP IRA accounts, and the same tax rules as traditional IRAs apply. 4. SIMPLE Precious Metals IRA: A SIMPLE IRA is available to small businesses with fewer than 100 employees. It allows both employers and employees to make contributions. Employer contributions are mandatory, while employees can contribute up to a certain percentage of their salary. The contributions and earnings in a SIMPLE IRA grow on a tax-deferred basis until retirement.

The Benefits of Placing Precious Metals in an IRA During Economic Chaos, Inflation and Dedollarization

1. Preservation of Your Wealth: Precious metals, such as gold and silver, have been considered stores of value for centuries. During times of economic chaos and high inflation, the value of stocks, bonds and fiat currencies can rapidly decline. In such scenarios, gold & silver have historically shown resilience and can act as a store of value, preserving your wealth. 2. Currency Diversification: As the value of the dollar declines during dedollarization, having precious metals in your IRA helps diversify your holdings outside of traditional fiat currencies. Precious metals, such as gold, can act as an alternative currency and retain their value as other currencies weaken, helping to preserve your wealth in the face of changing global economic dynamics. 3. Safe-Haven Investment: During times of economic chaos, geopolitical tension, or market instability, investors often seek safe-haven investments. Precious metals, particularly gold, have historically been regarded as a safe-haven asset. They are perceived as a tangible and scarce asset that retains value even in uncertain times. By holding precious metals in an IRA, you have a designated portion of your retirement savings allocated to a safe-haven asset that can potentially withstand economic turmoil. 4. Potential for Growth: While the primary purpose of holding precious metals in an IRA during economic chaos and high inflation is wealth preservation, they also have the potential for long-term growth. As global uncertainties and dedollarization deepen the demand for gold & silver increases and due to limited supply, the physical gold & silver market value can rise significantly. 5. Protection Against Counterparty Risk: Holding physical metals in your IRA eliminates counterparty risk, which refers to the risk of a financial institution or other party defaulting on their obligations. With physical metals in your possession or stored in a secure depository, you maintain direct ownership and control, reducing the exposure to counterparty risks associated with other investment vehicles.

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How to open up a Precious Metals IRA with Swiss America

1. Verify Eligibility: Confirm that your retirement account is eligible for a rollover or transfer. The following accounts are eligible to be rolled over into a precious metals IRA: ● Traditional IRA ● Roth IRA ● SEP IRA ● SIMPLE IRA ● Eligible 401(k), 403(b), 457, TSP, and more Contact your plan administrator or custodian to obtain this information. 2. Contact Swiss America Trading Corp: Reach out to John Colyer at Swiss America Trading Corp. by calling the toll-free number: 1-800-289-2646 x1031 to provide you guidance 3. Consultation: Schedule a consultation where we will assess your financial goals and provide guidance, personalized recommendations, answer your questions and initiate the opening of your precious metals IRA. I will explain the various options available and help you make informed decisions about your precious metals IRA. 4. Select a Custodian: Swiss America Trading Corp works with reputable custodians such as GoldStar Trust and Equity Trust that specialize in precious metals IRAs. The custodian will hold and secure your precious metals on behalf of your IRA. I will assist you in selecting a suitable custodian and guide you through the account setup process.

5. Fund Your Account: Determine how you will fund your precious metals IRA. There is a $5K minimum account value. You can choose to transfer funds from an existing retirement account, such as an IRA or 401(k), to your new precious metals IRA. I will provide the necessary forms and instructions to facilitate the transfer. 6. Select Precious Metals: I will work with you to decide which precious metals you want to include in your IRA. Swiss America Trading Corp offers a range of gold, silver, platinum, and palladium coins and bars. I will help you choose metals that align with your investment objectives and provide insights on market trends. 7. Complete the Account Setup: Once your funds have been transferred and you have selected your precious metals, I will assist you in completing the necessary paperwork and procedure to finalize the setup of your precious metals IRA. 8.Stay Informed and Supported: Maintaining peace of mind throughout your investment journey is crucial. That's why it is recommended to stay connected and I will ensure you have access to up-to-date buy-back quotes. These quotes offer a higher level of accuracy and detail compared to the statements provided by your custodian. Conclusion: Partnering with Swiss America to establish a precious metals IRA offers numerous benefits for safeguarding your retirement savings. With our expertise and industry reputation, Swiss America ensures a seamless process in setting up and managing your precious metals IRA. By diversifying your portfolio with tangible assets like gold and silver, you benefit from a reliable hedge against economic chaos and high inflation. Furthermore, Swiss America provides personalized guidance and exceptional customer service, empowering you to make informed decisions and secure a more resilient financial future with a precious metals IRA.

Frequently Asked Questions about Precious Metal IRAs Q: Will I physically hold the metal? A: No. If you purchase gold or silver within your existing IRA you will not take possession of the metal. It is stored at an insured, regulated depository in your name. Once you reach the age of 59 1/2 you may then take delivery without penalty. Q:How long does the transfer process take? A: Each application is unique and may vary. On average, the process is completed in two weeks. Using your existing IRA information, we will help you complete the paperwork. Q:Will I have a tax implication? A: No. There are no tax implications for transferring assets from one qualified retirement plan into another. Q: Is this expensive to set up? A: The establishment fees are $50. Annual Maintenance fees are $90 and annual commingled depository storage fees are $100.

Q: Is there a minimum amount I must transfer? A: The initial transfer must be $5,000 or greater.

Q: What types of metals are allowed in retirement accounts? U.S. Gold, Silver, and Platinum American Eagles coins, as well as certain other bullion coins or bars that meet IRS requirements. Please call us for more detail.

Gold Star Trust Company GoldStar Trust Company is a financial institution and trust company based in Canyon, Texas. Established in 1989, GoldStar Trust specializes in providing custodial and administrative services for self-directed Individual Retirement Accounts (IRAs), specifically focused on alternative assets such as precious metals, real estate, private equity, and more. As a trust company, GoldStar Trust is regulated and supervised by the Texas Department of Banking. They act as a third-party custodian for self-directed IRAs, holding and safeguarding the assets on behalf of their clients. This includes facilitating the purchase, storage, and management of physical gold, silver, and other approved alternative investments within IRA accounts. GoldStar Trust offers services to individual investors, financial advisors, and institutions looking to diversify their retirement portfolios with alternative assets. They provide account administration, record-keeping, compliance, and other services necessary for self-directed IRAs. 1. Expertise in Self-Directed IRAs: GoldStar Trust Company has extensive knowledge and experience in handling self-directed IRAs, specifically those focused on precious metals. They understand the unique intricacies and regulations associated with precious metals IRAs. 2. Secure Storage Solutions: GoldStar Trust Company offers secure storage options specifically tailored for precious metals. They have advanced security measures in place to protect your precious metal assets and provide insurance coverage for added peace of mind. 3. Diversified Investment Options: GoldStar Trust Company allows investors to diversify their portfolios by offering a wide range of precious metals investment options. This enables investors to take advantage of the potential benefits and growth potential of precious metals.

Gold Star Trust Company 4. Regulatory Compliance: As a regulated trust company, GoldStar Trust Company adheres to strict compliance standards and regulations related to the custody and administration of precious metals IRAs. This ensures the legitimacy and integrity of their services. 5. Supportive Account Management: GoldStar Trust Company provides a user-friendly online platform that simplifies account management for investors. This platform allows investors to view their account balances, track the value of their precious metals holdings, and access important documents. They also offer personalized support and educational resources to help investors make informed decisions regarding their precious metals IRAs. Precious Metals Minimum Fineness Requirements An IRA may hold investments in certain precious metals allowed by the Internal Revenue Code. Coin or bullion that are not specifically permitted are considered to be collectibles and are disallowed for IRAs. The allowable exceptions were broadened by the Taxpayer Relief Act of 1997 , effective January 1, 1998. The specific precious metals permitted are: silver, gold and platinum American Eagle coins, a coin issued under the laws of any State, and gold, silver platinum or palladium bullion that meets the minimum fineness requirements. Currently, gold must be .9950 pure, silver must be .9990 pure, and both platinum and palladium must be .9995 pure to qualify. Bars, rounds and coins must be produced by a refiner, assayer or manufacturer that is accredited/certified by NYMEX, COMEX, NYSE/Liffe, LME, LBMA, LPPM, TOCOM, ISO 9000, or national government mint in order to be accepted by GoldStar Trust. Proof coins must be ungraded, complete with certificate of authenticity and in original mint packaging. Bullion coins must be uncirculated in excellent condition.

PRECIOUS METALS FEE SCHEDULE Establishment Fee $50 Annual Maintenance Fee $90

Annual Commingled Depository Storage Fee $100 Annual Segregated Depository Storage Fee Varies Buy, Sell or Exchange NO FEE Shipping fees may apply on liquidations and in-kind distributions. Delaware Depository TOP REASONS TO CHOOSE DELAWARE DEPOSITORY

○ $1 Billion in all-risk insurance through London underwriters

Exchange approved depository for CME & ICE

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Qualified to store IRA assets (IRC-408n)

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Detailed & comprehensive inventory controls and reporting systems

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72,000 square feet of fortified, access controlled facilities

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State-of-the-art security systems and Class 3 vaults

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Bullion is fully allocated and held off balance sheet

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Highly knowledgeable staff – Management alone has over 200 years of combined experience in precious metals

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DELAWARE DEPOSITORY BROCHURE

https://www.delawaredepository.com/wp-content/uploads/DD-brochure-2018.pdf

"Navigating the Storm: How Economic Chaos, Inflation and Dedollarization Ravage Your 401(k) or IRA" Uncertain Economic times can have detrimental effects on traditional investment vehicles like 401(k)s or IRAs. Here are some ways in which economic chaos and high inflation can potentially impact your retirement savings: 1. High Inflation: Rising inflation is another detrimental factor that can erode the value of retirement funds rapidly. When the purchasing power of the currency declines, the real value of funds invested in traditional assets diminishes, compromising the financial security of retirees. 2. Stock Market Volatility: Uncertain Economic Times often leads to increased volatility in financial markets, including the stock market. If your retirement savings are heavily invested in stocks, a sudden downturn can significantly erode the value of your portfolio. In extreme cases, stock market crashes can wipe out a significant portion of your retirement savings, leaving you with reduced funds to rely on during retirement. 3. Bond Market Instability: High inflation can negatively impact the bond market, potentially reducing the value of bond holdings within your retirement account. Bond prices tend to have an inverse relationship with interest rates, and inflation can lead to higher interest rates, causing bond values to decrease. 4. Global Uncertainties: Global uncertainties, such as political instability, trade disputes, or natural disasters, can exert a tremendous negative impact on financial markets. Sudden shocks and unpredictable events can lead to substantial declines in 401(k) or IRA balances, leaving retirees exposed to significant financial risks. 5. Liquidity Concerns: Economic chaos can also create liquidity concerns, making it difficult or even impossible to access your retirement funds when needed. Restrictive financial regulations, bank closures, or currency controls may limit your ability to withdraw or transfer funds from your traditional retirement accounts.

6. Economic Chaos: The presence of economic chaos disrupts market stability, leading to significant fluctuations in stock prices and financial values. As a result, 401(k) or IRA investments susceptible to market volatility often experience severe losses, jeopardizing retirement savings. 7. Dedollarization: The ongoing process of dedollarization, where countries reduce their reliance on the US dollar for trade and reserve holdings, can adversely impact retirement savings. This shift can result in a decline in the value of dollar-denominated investments, highlighting the need to diversify into assets that are not solely reliant on the US currency. Conclusion: In the face of economic chaos, high inflation, global uncertainties, and dedollarization, protecting and preserving retirement wealth requires proactive measures. Swiss America Trading Corp stands as a valuable partner, offering expertise in precious metals investments and guiding individuals towards transitioning their retirement funds into physical metals such as gold and silver. By diversifying retirement portfolios and incorporating physical metals, individuals can mitigate risks associated with market volatility and currency devaluation. The inclusion of physical metals provides a stable and secure option for wealth preservation and protection during uncertain economic times. Partnering with Swiss America Trading Corp ensures access to professional guidance and personalized retirement planning, enhancing the effectiveness of strategies aimed at protecting and preserving retirement wealth. By taking these steps, individuals can navigate the storm with greater confidence, safeguarding their 401(k) or IRA and laying the foundation for a more secure financial future.

DISCLAIMER: 1. Swiss America Trading Corporation, its principals and representatives, in no way guarantee a profit or guarantee against a loss on any coin purchase. 2. Significant price swings in a short period of time are possible. 3. The degree of liquidity for certified coins will vary according to the general market conditions and the particular coin involved. 4. Swiss America and its representatives are not certified to provide tax, legal, insurance or investment advice. You are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives as well as your personal and financial situation. You should consult an accountant, attorney or tax professional regarding your specific legal or tax situation.