SWISS AMERICA PHYSICAL GOLD AND SILVER IRA REPORT 2024

“Beyond the Storm” Safeguarding Retirements with a Precious Metals IRA

In the midst of economic uncertainty and a national debt surpassing $34 trillion and steadily climbing, safeguarding retirement accounts becomes an urgent priority. Since its inception in 1982, Swiss America has stood as a trusted guardian, preserving and fortifying individuals' wealth through the enduring value of physical gold and silver. This report delves into the imperative for those with retirement accounts to seek protection in precious metals. As we navigate the complexities of global de-dollarization and confront the escalating risks of bank insolvencies, commercial real estate challenges, and zombie corporation defaults, discover how Swiss America's commitment to tangible assets can serve as a resilient shield for your financial future.

What Are the Different Types of Precious Metals IRAs?

There are several different types of precious metals IRAs available, depending on the structure and eligibility criteria. Here are the four main types:

1. Traditional Precious Metals IRA: This type of IRA allows you to make contributions with pre-tax dollars, which may offer tax benefits. The contributions and earnings in the account grow on a tax-deferred basis. When you withdraw funds during retirement, they are subject to ordinary income tax. 2. Roth Precious Metals IRA: A Roth IRA requires contributions to be made with after-tax dollars. While you don't receive immediate tax benefits, the contributions and earnings within the account grow tax-free. Qualified withdrawals made during retirement are tax-free. 3. SEP Precious Metals IRA: A SEP IRA allows self-employed individuals and small business owners to contribute to their own retirement plans or on behalf of their employees. Contributions are made by the employer directly into the SEP IRA accounts, and the same tax rules as traditional IRAs apply. 4. SIMPLE Precious Metals IRA: A SIMPLE IRA is available to small businesses with fewer than 100 employees. It allows both employers and employees to make contributions. Employer contributions are mandatory, while employees can contribute up to a certain percentage of their salary. The contributions and earnings in a SIMPLE IRA grow on a tax-deferred basis until retirement.

The Benefits of Placing Precious Metals in an IRA During Economic Chaos, Inflation and Dedollarization

1. Preservation of Your Wealth: Precious metals, such as gold and silver, have been considered stores of value for centuries. During times of economic chaos and high inflation, the value of stocks, bonds and fiat currencies can rapidly decline. In such scenarios, gold & silver have historically shown resilience and can act as a store of value, preserving your wealth. 2. Currency Diversification: As the value of the dollar declines during dedollarization, having precious metals in your IRA helps diversify your holdings outside of traditional fiat currencies. Precious metals, such as gold, can act as an alternative currency and retain their value as other currencies weaken, helping to preserve your wealth in the face of changing global economic dynamics. 3. Safe-Haven Investment: During times of economic chaos, geopolitical tension, or market instability, investors often seek safe-haven investments. Precious metals, particularly gold, have historically been regarded as a safe-haven asset. They are perceived as a tangible and scarce asset that retains value even in uncertain times. By holding precious metals in an IRA, you have a designated portion of your retirement savings allocated to a safe-haven asset that can potentially withstand economic turmoil. 4. Potential for Growth: While the primary purpose of holding precious metals in an IRA during economic chaos and high inflation is wealth preservation, they also have the potential for long-term growth. As global uncertainties and dedollarization deepen the demand for gold & silver increases and due to limited supply, the physical gold & silver market value can rise significantly. 5. Protection Against Counterparty Risk: Holding physical metals in your IRA eliminates counterparty risk, which refers to the risk of a financial institution or other party defaulting on their obligations. With physical metals in your possession or stored in a secure depository, you maintain direct ownership and control, reducing the exposure to counterparty risks associated with other investment vehicles.

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How to open up a Precious Metals IRA with Swiss America

1. Verify Eligibility: Confirm that your retirement account is eligible for a rollover or transfer. The following accounts are eligible to be rolled over into a precious metals IRA: ● Traditional IRA ● Roth IRA ● SEP IRA ● SIMPLE IRA ● Eligible 401(k), 403(b), 457, TSP, and more Contact your plan administrator or custodian to obtain this information. 2. Contact Swiss America Trading Corp: Reach out to John Colyer at Swiss America Trading Corp. by calling the toll-free number: 1-800-289-2646 x1031 to provide you guidance 3. Consultation: Schedule a consultation where we will assess your financial goals and provide guidance, personalized recommendations, answer your questions and initiate the opening of your precious metals IRA. I will explain the various options available and help you make informed decisions about your precious metals IRA. 4. Select a Custodian: Swiss America Trading Corp works with reputable custodians such as GoldStar Trust and Equity Trust that specialize in precious metals IRAs. The custodian will hold and secure your precious metals on behalf of your IRA. I will assist you in selecting a suitable custodian and guide you through the account setup process.

5. Fund Your Account: Determine how you will fund your precious metals IRA. There is a $5K minimum account value. You can choose to transfer funds from an existing retirement account, such as an IRA or 401(k), to your new precious metals IRA. I will provide the necessary forms and instructions to facilitate the transfer. 6. Select Precious Metals: I will work with you to decide which precious metals you want to include in your IRA. Swiss America Trading Corp offers a range of gold, silver, platinum, and palladium coins and bars. I will help you choose metals that align with your investment objectives and provide insights on market trends. 7. Complete the Account Setup: Once your funds have been transferred and you have selected your precious metals, I will assist you in completing the necessary paperwork and procedure to finalize the setup of your precious metals IRA. 8.Stay Informed and Supported: Maintaining peace of mind throughout your investment journey is crucial. That's why it is recommended to stay connected and I will ensure you have access to up-to-date buy-back quotes. These quotes offer a higher level of accuracy and detail compared to the statements provided by your custodian. Conclusion: Partnering with Swiss America to establish a precious metals IRA offers numerous benefits for safeguarding your retirement savings. With our expertise and industry reputation, Swiss America ensures a seamless process in setting up and managing your precious metals IRA. By diversifying your portfolio with tangible assets like gold and silver, you benefit from a reliable hedge against economic chaos and high inflation. Furthermore, Swiss America provides personalized guidance and exceptional customer service, empowering you to make informed decisions and secure a more resilient financial future with a precious metals IRA.

Frequently Asked Questions about Precious Metal IRAs Q: Will I physically hold the metal? A: No. If you purchase gold or silver within your existing IRA you will not take possession of the metal. It is stored at an insured, regulated depository in your name. Once you reach the age of 59 1/2 you may then take delivery without penalty. Q:How long does the transfer process take? A: Each application is unique and may vary. On average, the process is completed in two weeks. Using your existing IRA information, we will help you complete the paperwork. Q:Will I have a tax implication? A: No. There are no tax implications for transferring assets from one qualified retirement plan into another. Q: Is this expensive to set up? A: The establishment fees are $50. Annual Maintenance fees are $90 and annual commingled depository storage fees are $100.

Q: Is there a minimum amount I must transfer? A: The initial transfer must be $5,000 or greater.

Q: What types of metals are allowed in retirement accounts? U.S. Gold, Silver, and Platinum American Eagles coins, as well as certain other bullion coins or bars that meet IRS requirements. Please call us for more detail.

Gold Star Trust Company GoldStar Trust Company is a financial institution and trust company based in Canyon, Texas. Established in 1989, GoldStar Trust specializes in providing custodial and administrative services for self-directed Individual Retirement Accounts (IRAs), specifically focused on alternative assets such as precious metals, real estate, private equity, and more. As a trust company, GoldStar Trust is regulated and supervised by the Texas Department of Banking. They act as a third-party custodian for self-directed IRAs, holding and safeguarding the assets on behalf of their clients. This includes facilitating the purchase, storage, and management of physical gold, silver, and other approved alternative investments within IRA accounts. GoldStar Trust offers services to individual investors, financial advisors, and institutions looking to diversify their retirement portfolios with alternative assets. They provide account administration, record-keeping, compliance, and other services necessary for self-directed IRAs. 1. Expertise in Self-Directed IRAs: GoldStar Trust Company has extensive knowledge and experience in handling self-directed IRAs, specifically those focused on precious metals. They understand the unique intricacies and regulations associated with precious metals IRAs. 2. Secure Storage Solutions: GoldStar Trust Company offers secure storage options specifically tailored for precious metals. They have advanced security measures in place to protect your precious metal assets and provide insurance coverage for added peace of mind. 3. Diversified Investment Options: GoldStar Trust Company allows investors to diversify their portfolios by offering a wide range of precious metals investment options. This enables investors to take advantage of the potential benefits and growth potential of precious metals.

Gold Star Trust Company 4. Regulatory Compliance: As a regulated trust company, GoldStar Trust Company adheres to strict compliance standards and regulations related to the custody and administration of precious metals IRAs. This ensures the legitimacy and integrity of their services. 5. Supportive Account Management: GoldStar Trust Company provides a user-friendly online platform that simplifies account management for investors. This platform allows investors to view their account balances, track the value of their precious metals holdings, and access important documents. They also offer personalized support and educational resources to help investors make informed decisions regarding their precious metals IRAs. Precious Metals Minimum Fineness Requirements An IRA may hold investments in certain precious metals allowed by the Internal Revenue Code. Coin or bullion that are not specifically permitted are considered to be collectibles and are disallowed for IRAs. The allowable exceptions were broadened by the Taxpayer Relief Act of 1997 , effective January 1, 1998. The specific precious metals permitted are: silver, gold and platinum American Eagle coins, a coin issued under the laws of any State, and gold, silver platinum or palladium bullion that meets the minimum fineness requirements. Currently, gold must be .9950 pure, silver must be .9990 pure, and both platinum and palladium must be .9995 pure to qualify. Bars, rounds and coins must be produced by a refiner, assayer or manufacturer that is accredited/certified by NYMEX, COMEX, NYSE/Liffe, LME, LBMA, LPPM, TOCOM, ISO 9000, or national government mint in order to be accepted by GoldStar Trust. Proof coins must be ungraded, complete with certificate of authenticity and in original mint packaging. Bullion coins must be uncirculated in excellent condition.

PRECIOUS METALS FEE SCHEDULE Establishment Fee $50 Annual Maintenance Fee $90

Annual Commingled Depository Storage Fee $100 Annual Segregated Depository Storage Fee Varies Buy, Sell or Exchange NO FEE Shipping fees may apply on liquidations and in-kind distributions. Delaware Depository TOP REASONS TO CHOOSE DELAWARE DEPOSITORY

○ $1 Billion in all-risk insurance through London underwriters

Exchange approved depository for CME & ICE

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Qualified to store IRA assets (IRC-408n)

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Detailed & comprehensive inventory controls and reporting systems

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72,000 square feet of fortified, access controlled facilities

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State-of-the-art security systems and Class 3 vaults

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Bullion is fully allocated and held off balance sheet

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Highly knowledgeable staff – Management alone has over 200 years of combined experience in precious metals

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DELAWARE DEPOSITORY BROCHURE

https://www.delawaredepository.com/wp-content/uploads/DD-brochure-2018.pdf

IRA-Approved Gold and Silver Proof Coins In accordance with Internal Revenue Code 408(m) (3) (A) (i)-(iv) and 408(m)(3)(B), the IRS sanctions specific bullion bars or coins suitable for inclusion in a Precious Metals IRA, provided they meet the following fineness criteria: gold 99.5%, silver 99.9%, platinum, and palladium 99.95%.

In the midst of today's complex economic landscape, where over $34 trillion national debt, commercial real estate and zombie corporation debt defalts, bank insolvency and global de-dollarization cast shadows over traditional investments, US Gold and Silver proof coins emerge as not just a

choice but a strategic imperative for smart investors. Unlike stocks, these tangible coins offer a secure haven for wealth preservation. Crafted with meticulous precision through a unique minting process that involves hand-polishing and multiple strikes, each coin becomes a captivating work of art with historical significance. What sets these coins apart is their limited mintage scarcity, creating a dynamic investment opportunity that traditional bullion struggles to match. This scarcity, coupled with the growing demand for these

coveted treasures, positions US Gold and Silver proof coins as not just assets but as potential catalysts for rapid and substantial growth, outshining the comparatively sluggish trajectory of stocks and conventional bullion. The historical significance of these coins adds an

extra layer of value, appealing to those seeking investments that transcend the purely financial. In a world grappling with uncertainties, these coins provide a tangible link to history, making them a compelling choice for the discerning investor.

As we navigate the complexities of a chaotic financial landscape and face the uncertainties of stocks and traditional bullion, US Gold and Silver proof coins stand resolute as a strategic and detailed solution. Their combination of tangible security, meticulous craftsmanship, limited mintage scarcity, and historical significance creates an investment narrative that not only safeguards wealth but also offers the potential for dynamic and accelerated growth. In choosing US Gold and Silver proof coins, investors are not just acquiring assets; they are securing a unique and resilient foothold in the tumultuous terrain of today's financial markets.