Surviving the Impending Banking Crisis

4. **Insolvent Bonds**: An insolvent bond, including US Treasuries, is like a loan that might not be paid back. Interest rates have jumped from almost nothing to over 5% and these bonds have lost significant value. This will lead to a possible bank crisis or collapse. If your retirement account includes these bonds, their declining value can result in significant losses within your portfolio. In times of financial instability caused by insolvent bonds, physical precious metals provide a safe-haven. Gold and silver protect your wealth from the devaluation of bonds and offer financial privacy by not relying on traditional investments that will be at risk during a banking crisis. They remain secure and accessible assets. 5. **Commercial Real Estate and Zombie Corporation Defaults**: Default events in real estate and corporate sectors can destroy retirement investments. There is over $2 trillion in loans coming due in the next couple of years possibly causing a bank collapse or crisis. Precious metals diversify your portfolio, offering a stable store of value that retains its worth during economic distress. They provide privacy and security outside of traditional financial systems, ensuring your wealth is protected. 6. **High Interest Rates**: High-interest rates can make it harder to grow your savings in the bank and increase the cost of loans. For banks, this can lead to loan defaults, reduced profits, and even financial stress. In some cases, worried depositors might withdraw their money quickly, causing a "bank run." When banks face a combination of these challenges, it will lead to a banking crisis, potentially resulting in a bank collapse. Physical gold and silver are stable assets that preserve wealth, even in volatile markets. They offer a private and secure store of value that remains accessible regardless of interest rate fluctuations. 7. **Credit Card and Auto Loan Defaults**: Mass credit card and auto loan defaults will create financial stress on banks, possibly causing your bank account to be frozen. Physical precious metals provide a safe-haven, private, and secure form of wealth preservation during economic distress. They are not tied to the banking system and offer peace of mind in times of financial turmoil. 8. **Debanking**: Debanking is when banks stop or limit your access to your accounts because of your political or social views. Precious metals ensure your wealth remains under your control, preserving financial privacy and independence. Unlike traditional bank accounts, they are not subject to account freezes or intrusive actions. 9. **The Federal Reserve Central Bank Digital Currency**: Worries about financial privacy and account access can be mitigated by holding physical gold and silver. These tangible assets safeguard your wealth from potential account freezes or intrusive government oversight. They offer a secure and private means of wealth preservation.