GOLD WEALTH MANAGEMENT PRECIOUS METALS BUYING GUIDE

OUR COMMITMENT TO YOU

Our Company practices the same values I learned during my nine years in the Marine Corps. Honor, Courage, commitment, leadership, teamwork, dependability, loyalty, respect and service to others. When you work with Gold Wealth Management you’ll find we have a passion and desire for what we do and it is that same passion we will pass onto you through our customer service. We don’t make transactions we build long term relationships with our clients. First and foremost we take a no pressure, educational approach throughout the entire process. We ensure you understand the benefits of investing in gold and silver along with all of your investment options. We like to say – “learn before you earn.”

Wes Peters - CEO

PRECIOUS METALS INVESTING 101

When it comes to investing in gold and silver, it’s not nearly as complicated or intimidating compared to investing in stocks, mutual funds or bonds. However, you will have some important decisions to make. Such as what products should you invest in: bullion bars, rounds, coins or numismatics? What products will give you the most privacy? Certain products will require the company to generate a 1099 while other products do not. Many companies don’t take the time to provide an education before the purchase, they prefer to tell their clients what to purchase. Unfortunately, that product recommendation might be the very product the company needs to move out of their inventory at that time and it may not meet your specific needs. At Gold Wealth Management we take the time to educate the investor on the various products. This allows you to make an educated and informed decision. You will determine what products are right for you and your specific situation.

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Decision Making Process Your advisor will discuss all investment options with you and make sure all of your questions are answered. By the end of the educational process you will be able to answer all of these questions for yourself. Should you purchase bars or coins? Should you purchase bullion or numismatic? Should you purchase circulated or graded and certified coins? Continue reading as we explain bullion bars, bullion rounds, bullion coins and numismatic coins.

GOLD AND SILVER HAVE A LONG AND PROVEN TRACK RECORD.

Silver and gold have the longest historic track record as dependable money without default. These two monetary metals continue to be sought after and coveted by human beings all over the world. Both silver and gold are and have been coveted stores of value far longer than any other competing money or currency. Bullion remains a primary vehicle for private investment and the protection of wealth.

GOLD BULLION

Buying Gold and silver bullion is one of the most cost-effective, safest and easiest ways to own physical Gold and silver. Whether you are buying bullion for an investment, adding to a collection, or simply hedging the market, what you buy plays a major role within your portfolio. Bullion is produced in the form of bars, rounds and coins.

GOLD BULLION BARS

Each Gold bar is stamped with its exact Gold weight, fineness and a serial number for added security. Gold bullion bars come in a variety of sizes from 1/2 gram to 1 kilo or more, and every size in between. The most commonly traded Gold bars are 1 ounce. Gold bars feature atleast .9999 pure gold as well, with .9999 the standard in most products.

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“It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning.” - Henry Ford

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GOLD BULLION COINS

American Eagle American Gold Eagle coins are the most popular gold bullion coins in the world in terms of overall sales volumes. The United States mint began striking the Gold American Eagle in 1986. The Gold Eagle coin remains the official 22k gold bullion coin of the United States of America. The vintage American Gold Eagle design features Lady Liberty carrying a torch and an olive branch. The reverse of the Gold American Eagles is equally beautiful, showing a male bald eagle in flight carrying an olive branch to his nest, where a female awaits with her young. Face Value: $20.00 Minted: 1986-Current Weights: 1 oz, 1/2 oz, 1/4 oz, and 1/10 oz. American Buffalo The Gold Buffalo was the first-ever 24-karat gold coin from the United States Mint and is available only in 1 oz gold.The American buffalo went into production in 2006 and is still being produced today. The obverse features a right-profile portrait of a Native American figure with an American bison in left-profile relief on the reverse of the coins. Face Value: $20.00 Minted: 2006-Current Weights: 1 oz South African Krugerrand The Gold Krugerrand was introduced in 1967 and was only available in 1 oz. It is the oldest gold bullion coin in the world. In 1980 three fractional weights of 1/2 oz, 1/4 oz, and 1/10 oz were introduced. The obverse of the Krugerrand Gold bullion coin features the South African Republic’s first president, Paul Kruger. The reverse of the coin depicts South Africa’s symbol, the Springbok Gazelle. Minted: 1967-Current Weights: 1 oz, 1/2 oz, 1/4 oz, and 1/10 oz. Canadian Maple Leaf The Canadian Maple Leaf was introduced by the Royal Canadian Mint in 1979. The obverse of the Gold Maple Leaf coin features Queen Elizabeth II, while the reverse of this .9999 fine Gold coin depicts the iconic Canadian maple leaf. Many investors consider the Canadian Maple Leaf to be one of the world’s most beautiful Gold coins. As of 1982 the Gold Maple Leaf coins contain .9999 pure gold content.

Face Value: $50.00 Canadian Minted: 1979-Current Weights: 1 oz, 1/2 oz, 1/4 oz, 1/10 oz, 1/20 and 1 gram.

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SILVER BULLION BARS

When it comes to investing in silver bars there are countless options. Not only are bars available in various styles, but also countless weights ranging from 1 Gram and 1 Troy oz to 1 Kilogram and 400 Troy oz.

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SILVER BULLION COINS

Silver Rounds Silver rounds are high quality, .999 rounds from some of the finest private mints around the country. With so many choices, the hardest part of buying silver rounds might be deciding which ones you want to purchase. There are numerous designs to choose from Some of the most popular are the Buffalo Nickel, Morgan Silver Dollar, Walking Liberty Half Dollar. Silver rounds are available in 1 oz 2 oz and 5 oz coins, Premiums on rounds are lower than coins minted at the U.S. Mint. Junk Silver Until 1965 U.S. coins contained 90% silver and were the basis for our currency for hundreds of years. As the price of silver started to increase the silver was replaced with a combination of copper and nickel. The public started hoarding the 90% silver coins. Junk silver coins are quarters, dimes, and half-dollars. Because the coins were in circulation and used on a regular basis they will have signs of wear and tear on them. American Eagle The Silver Eagle is the world’s only 1 oz .999 Silver bullion coin with weight, content and purity guaranteed by the government of the United States. The United States Mint released the American Silver Eagle for the first time in 1986. The obverse of the American Eagle coins depicts the Walking Liberty design created by Adolph A. Weinman. The reverse of the American Eagle coin features an American eagle, the very symbol of our nation’s freedom, patriotism and national pride. Face Value: $1.00 Minted: 1986-Current Weights: 1 oz Canadian Maple Leaf The Canadian Maple Leaf silver coin is second in popularity only to the America Silver Eagle. The silver maple leaf went into production in 1988. The obverse of the Maple Leaf depicts Queen Elizabeth II. Though this placement alone will remain the same from issue to issue, there were some slight variations over time. These variations include a young, middle-aged, and older head version. In addition to the portrait of Queen Elizabeth II. On the reverse side of the Maple Leaf is an illustration of a grand Maple Leaf in sharp detail. Face Value: $5.00 Canadian Minted: 1988-Current Weights: 1 oz

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PLATINUM BULLION BARS

Because of its scarcity in Earth’s crust, only a few hundred tonnes are produced annually, and given its important uses, it is highly valuable and is a major precious metals commodity. Platinum bars are produced in gram and troy ounce sizes, ranging from the smallest bars (1 gram) to the largest bars (10 oz or occasionally 1 kg). Most platinum bars, similar to gold bars ship with assay certificates, which are certifications of the bars purity, weight, and mint of production.

PLATINUM BULLION COINS

American Eagle Platinum Coins The American Platinum Eagle. Introduced in 1997 as the third installment in the American Eagle series behind the Gold Eagle and Silver Eagle. In 2008, the bullion Platinum Eagle was suspended as the US Mint redirected bullion coin efforts toward meeting the sky-high demand for the Gold Eagle and Silver Eagle coins. The Proof Platinum Eagle continued through the depths of the Great Recession, but only as a 1 Troy oz coin. The bullion coin returned 2014, was skipped in 2015, and has now been issued annually again since 2016. As with the Proof Platinum Eagle though, the bullion Platinum Eagle is now also available only in 1 Troy oz. Face Value: $10, $25, $50, $100 Minted: 1997-Current Weights: 1 oz

Canadian Platinum Maple Leaf Coins The Platinum Maple Leaf coins feature 1 Troy oz of .9995 pure platinum and feature a face value of $50 (CAD). The RCM issued the Platinum Maple Leaf from 1988 to 2002 with four weights available that included 1 oz, 1/2 oz, 1/4 oz, and 1/10 oz options. From 2003 to 2008, the Platinum Maple Leaf was suspended. Returning to regular production in 2009, the Canadian Platinum Maple Leaf now features just a 1 oz coin. Face Value: $50.00, Canadian Minted: 1988-Current Weights: 1 oz.

“Paper money has had the effect in your state that it will ever have, to ruin commerce, oppress the honest, and open the door to every species of fraud and injustice.” - George Washington

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NUMISMATIC SILVER COINS

Morgan Dollar The Morgan dollar was a United States dollar coin minted from 1878 to 1904, and again in 1921. It was the first standard silver dollar minted since production of the previous design, the seated liberty dollar ceased. The coin is named after its designer, United States Mint Assistant Engraver George T. Morgan. The obverse depicts a profile portrait representing Liberty, while the reverse depicts an eagle with wings outstretched. Face Value: $1.00 Minted: 1878 to 1904, and again in 1921.

Peace Dollar Designed by Anthony de Francisci, the coin was the result of a competition to find designs emblematic of peace.The Peace dollar was first struck on December 28, 1921. The obverse represents the head and neck of the Goddess of Liberty in profile, and the reverse depicts a Bald Eagle at rest clutching an olive branch, with the legend “Peace”. It was the last United States dollar coin to be struck for circulation in silver. Face Value: $1.00 Minted: 1921-1928; 1934-1935

NUMISMATIC GOLD COINS

$20 Liberty Double Eagle A double eagle is a gold coin of the United States with a denomination of $20. The first double eagle was minted in 1849, coinciding with the California gold rush. Vast quantities of the yellow metal helped to speed development of the American West and had far-reaching effects on the world’s coinage. Designed by James B. Longacre, the obverse (front) of the $20 Liberty gold coin features Miss Liberty wearing a crown inscribed with the word “Liberty”. Thirteen stars representing the original thirteen colonies and the date encircle her. Face Value: $20.00 Minted: 1849-1907

$10 Liberty Eagle The $10 Liberty Head Eagle was designed by U.S. Mint engraver Christian Gobrecht who was inspired by the portrait of Venus in Benjamin West’s Painting Omnia Vincit Amor (Love Conquers All). This design also became the prototype for the half-eagle and large cent of 1839. Mr. Gobrecht also designed the $2½ Liberty Head and the $5 Liberty Head gold coins. Face Value: $10.00 Minted: 1839-1907

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$5 Liberty Half Eagle The $5 gold Liberty Head Half Eagle was also designed by Christian Gobrecht. The $5 Liberty was minted until 1907 when the $5 Indian Head coin was introduced and replaced the Liberty Half Eagle Face Value: $5.00 Minted: 1839-1908

$2.5 Liberty The Classic Liberty $2.5 Gold Coin, otherwise referred to as the Classic Head Quarter Eagle, is a gold coin that was produced by the U.S. Mint from 1840 to 1907. Created by Christian Gobrecht, the Liberty Quar ter Eagle’s design remained unchanged for 67 years, longer than any other design in the history of American gold coins. These coins are a desirable addition to any investment portfolio or numismatic collec tion because of their age and history. Face Value: $2.50 Minted: 1840-1907

$20 Saint Goudens There is little debate that the $20 Saint-Gaudens Gold Double Eagle is the most iconic coin in American history. When President Theodore Roosevelt wanted to revive gold coin design in America, he turned to Augustus Saint-Gaudens to get the job done. The obverse features Lady Liberty striding in front of the sun’s rays at the dawn of a new day. Her right hand holds aloft a torch, and in her left is an olive branch. The United States Capitol is visible in the lower left of the background, and stars representing the number of states in the Union run along the coin’s border. The reverse depicts an American eagle soaring above a blazing sun. The Saint Gaudens were only produced in 1 oz from 1907 to 1933. Face Value: $20.00 Minted: 1907-1933

$10 Indian Head Initially released in 1908, the Indian Gold Eagle would be the third and final version of the $10 Gold Eagle Coin. It enjoyed a mintage of 25 years until 1933. The $10 Indian Gold Eagles are one of the most desirable coins to collectors and investors. The obverse of the $10 Indian Head Gold Eagle features Lady Liberty adorned in a full Indian war bonnet with feathers. Thirteen stars ring the top edge of the coin and the date is shown below. The reverse depicts a majestic perched eagle with “United States of America” above and “Ten Dollars” below. Face Value: $10.00 Minted: 1907 to 1933

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$5 Indian Head In 1908, Boston sculptor Bela Lyon Pratt developed a new Indian Head design for the Half Eagle and Pre-33 $2.50 and $5 Indian Gold coin. Other variations on the Indian Head design appeared on the larger eagles in the collection, but Pratts design was used on the quarter eagle from 1908 to 1929, and the half eagle from 1908 to 1915, and again in 1929. Face Value: $5.00 Minted: 1908–1929

$2.5 Indian Head Minted from 1908-1929 at the following mints: + Philadelphia + Denver + San Francisco Face Value: $2.50 Minted: 1908 –1929

SHOULD YOU PURCHASE CIRCULATED, CERTIFIED OR PROOF COINS?

CIRCULATED COINS

Any coin that has entered circulation and has been used to purchase goods and services will be classed as a circulated coin. There are many ways that you can tell if a coin has entered circulation. One of the biggest tell-tale signs is if you can see some obvious wear on the coin. This can be in the form of scratches or only a few details still being visible. Benefits of Purchasing Circulated Coins If you are looking to accumulate as much gold and silver as you can then purchasing circulated coins is the most cost effective way to purchase. The premiums on circulated coins are very low because they don’t have a high intrinsic value or “rarity”. Circulated coins will closely follow the price of gold and silver. Investors looking as a hedge against inflation to protect future purchasing power tend to purchase circulated coins.

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GRADED AND CERTIFIED COINS

A graded and certified coin has gone through a thorough inspection under magnification. Grading is the process of determining the grade or condition of a coin, one of the key factors in determining its value. A coin’s grade is generally determined by five criteria: strike, preservation, luster, color, and attractiveness. If the coin qualifies for a specific grade it is permanently sealed in a plastic holder with the grade and a serial number. Gold Wealth management uses the two most respected and trusted grading companies the entire industry recognizes PCGS and NGC. Grading Scale Mint State (MS) The numerical grades MS-60 through MS-70, used to denote a business strike coin that never has been in circulation. A Mint State coin can range from one that is covered with marks (MS-60) to a flawless example (MS-70). MS 70 - Fully struck and lustrous, free of visual marks under 5X magnification. MS 69 - Virtually fully struck with miniscule imperfections visible upon close inspection. MS 68 - Only the slightest weakness in strike with a few tiny imperfections barely visible. MS 67 - Very well struck with minor imperfections visible without magnification. MS 66 - Well struck with a few marks or hairlines, not in focal areas. MS 65 - Above average strike with minor marks or hairlines, mostly out of focal areas. MS 64 - Average or better strike with scattered marks or hairlines, though none severe. MS 63 - Average or slightly weak strike with moderate marks or hairlines. MS 62 -No wear, with average or below average strike. Numerous marks or hairlines. MS 61 -No wear with average or weak strike. Multiple heavy marks or hairlines allowed. MS 60 - No wear. May be poorly struck with many heavy marks or hairlines. AU 58 - Only the slightest friction on the highest points. Virtually full luster. AU 55 - Full detail with light friction on the high points. Considerable luster remains. AU 53 - Slight flatness and loss of luster visible on high points of design. Some luster remains. AU 50 - Trace of wear now seen on higher points of design. Bits of luster may remain. Following Grades - Show wear, loss of detail, and little to no luster XF - Extra Fine VF - Very Fine VG - Very Good

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Benefits of Purchasing Graded and Certified Coins

First and foremost, having your coin physically inspected under magnification, graded and slabbed, which involves encapsulating it in a hard acrylic plastic holder, helps to remove any doubt regarding the authenticity of your coin. Secondly, having your coin certified removes any doubt as to the coin’s condition. Lastly, having a coin certified will remove any doubt as to if the coin has been altered or cleaned. Altered or cleaned coins are worth considerably less than coins that are in their original unaltered state. NEVER CLEAN COINS. As you get into the higher mint state coins the intrinsic value or “rarity” value can be worth more than the precious metals value. The reason why is because there are far fewer of them available. MS 65 and higher grade coins are investment grade coins. If held for 5 years or more these coins have the potential to outperform circulated and lower grade coins. Investors who intend to hold their coins longer and are looking for additional growth opportunity tend to purchase higher grade coins.

PROOF COINS (PR)

Proof coinage refers to special early samples of a coin issue, historically made for checking the dies and for archival purposes, but nowadays often struck in greater numbers specially for coin collectors (numismatics) Nearly all countries have issued proof coinage. Preparation of a proof striking usually involved polishing of the dies. They can usually be distinguished from normal circulation coins by their sharper rims and design, as well as much smoother “fields” – the blank areas not part of the coin’s design. The dies for making modern proof coins are often treated with chemicals to make certain parts of the design take on a frosted appearance, with the polished fields taking on a mirror finish.

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COIN GRADING COMPANIES

PROFESSIONAL COIN GRADING SERVICE (PCGS)

The Professional Coin Grading Service began serving the coin-buying public on February 3, 1986. graders are selected from an elite group of world-class numismatic experts. Each grader is experienced not only in the PCGS grading standards, but also in the proper handling of all numismatic items.During grading, each coin is carefully and independently examined. PCGS utilizes a grading scale based on published standards and an extensive grading set of coins. Once the grading process is complete, the coin is sonically sealed inside a clear, tamper-evident coin capsule that protects the coin and allows optimal viewing of both the obverse and reverse. Finally, it is returned to the grading room for verification by another expert. Only after this final verification is the coin returned to the marketplace with its guaranteed PCGS grade. With an unparalleled commitment to accuracy, consistency and integrity, Numismatic Guaranty Corporation® (NGC®) is the world’s largest and most trusted third-party grading service for coins, tokens and medals. Since 1987, NGC has graded more than 43 million coins, each one backed by the industry-leading NGC Guarantee. “ “My experience really was a learning process. I knew nothing about investing in gold. My advisor provided great information and was able to answer all of my questions. I would recommend anyone wanting to explore an investment in gold and silver to contact Gold Wealth Management. I was very pleased with the process and with my purchase.” - Debbie L. | Plano, TX NURISMATIC GUARANTY CORPORATION (NGC)

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MOVING FORWARD AND GETTING PROTECTED

1. Determine a dollar amount you are comfortable investing into your portfolio. 2. Work with your advisor and determine the products you want in your portfolio.

3. Arrange payment with your advisor to secure your portfolio.

4. Products will be discreetly packaged and mailed to your door. The package will be registered and fully insured.

IN CLOSING

“ “If you want to learn about investing in gold and silver without being rushed or pressured into buying this is the company. I was told to put my checkbook away and to take some notes while we talked. That approach put me at ease. ” - Ben W. | Rockford, IL “ Thank you for giving us the opportunity to earn your business. We look forward to having you as a client and as a part of the Gold Wealth Management family. We will be here in the future to assist you and to answer any of your questions or concerns. “Since becoming a client of Gold Wealth Management I have referred family members and a couple of friends to them. They will treat you right and take good care of you.” - Paul L. | Phoenix, AZ

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www.goldwealthmanagement.com 866-GLD-SLVR | 866-453-7587