Ditch the Hopium: The Financial Checklist for Surviving the Financial Dumpster Fire

#### 4. **Corporate Insiders Are Dumping Stocks at Record Speed—Are You Still Holding?** - ** ☐ Yes** - ** ☐ No** Corporate insiders—the people running the companies you’ve invested in—are dumping stocks at a record pace. But don’t worry, your advisor says to “hold and wait.” Why panic when the insiders are cashing out like it’s a fire sale? They probably know something, but hey, why should you? #### 5. **Are You Prepared for a Global Cyberattack That Could Wipe Out Digital Accounts?** - ** ☐ Yes** - ** ☐ No** The World Economic Forum has been warning us about a massive **cyberattack** that could take down global financial systems. Hackers are already attacking portfolios and accounts on a daily basis. What if your digital money just disappears with a stroke of a keyboard? But hey, keep pretending it can’t happen. #### 6. **Did They Explain the Inverted Yield Curve and What It Means for Your Portfolio?** The yield curve has been inverted for over **750 days**—which is the longest period in history. What’s an inverted yield curve? It’s when short-term interest rates are higher than long-term rates, and it’s been a precursor to every major market crash. Let’s look at the numbers: - **2000 dot-com crash**: Market down by **50%** after the yield curve inverted. - **2008 financial crisis**: Market down by **50%** after the yield curve inverted. - **2020 pandemic crash**: Market down by **35%** after the yield curve inverted. _And now? This is the longest inversion ever, which is a flashing red light. If history repeats itself—and it usually does—this could be setting up for the worst crash in modern history. But don’t worry, your financial advisor will still tell you to “ride it out,” even as the market starts to implode. - ** ☐ Yes** - ** ☐ No**