Welcome to off grid wealth management. As the sun sets on traditional banking, off grid wealth management is your beacon of information. The shift to digital currency promises efficiency and convenience, but also raises important questions. How will this impact your financial privacy? Here we will explain FedNow, Blockchain technology and the impact of moving to a Central Bank Digital Currency. We will also show you how to get your wealth off grid and be your own bank on your terms.



One thing is clear: The Founding Fathers never intended a nation where citizens would pay nearly half of everything they earn to the government. RON PAUL

Off Grid Wealth Management 2

Understanding the Federal Reserve and Digital Currency 3

What is the Federal Reserve? 3

FedNow 4

Blockchain Technology 8

Central Bank Digital Currency (CBDC) Replacing the U.S. Dollar 10

Which Countries Are Working On A Digital Currency 14

Loss Of Privacy With Central Bank Digital Currency 14

The Solution 15


Welcome to off grid wealth management. As the sun sets on traditional banking, off grid wealth management is your beacon of information. The shift to digital currency promises efficiency and convenience, but also raises important questions. How will this impact your financial privacy? Do you trust the Federal Government knowing you’re every financial move? What safeguards are in place to ensure a smooth transition? Here we will explain FedNow, Blockchain technology and the impact of moving to a Central Bank Digital Currency. We will also show you how to get your wealth off grid and be your own bank on your terms.




The Federal Reserve, often referred to as the Fed, is the central bank of the United States. Its primary role is to oversee monetary policy, regulate banks, and maintain stability in the financial system. In recent years, there has been increasing interest and discussion about the potential integration of digital currency into the financial system, raising both opportunities and risks. WHAT IS THE FEDERAL RESERVE? The Federal Reserve was established in 1913 through the Federal Reserve Act, signed into law by President Woodrow Wilson. It consists of twelve regional banks and a Board of Governors appointed by the President of the United States. The Fed conducts monetary policy by influencing the supply of money and credit in the economy, primarily through setting interest rates and regulating banks. The Federal Reserve banks ARE NOT a part of the Federal government. The Board of Governors —located in Washington, D.C.—is the governing body of the Federal Reserve System. It is run by seven members, or “governors,” who are nominated by the President of the United States and confirmed in their positions by the U.S. Senate.


FEDNOW The FedNow program officially launched on July 20, 2023. Initiated by the Federal Reserve, it represents a pivotal shift from traditional banking to a digital currency framework. It encompasses several key aspects: According to the Federal Reserve as of January 19, 2024 more than 400 banks have already joined FED Now. This is what the Federal Reserve and our government want the public to believe about the FedNow program and the transition to a central bank digital currency. They will do their best to try and convince the general public that this is a great move.


1. DIGITAL CURRENCY INTRODUCTION FedNow marks the introduction of a central bank digital currency (CBDC). This digital form of currency, often built on blockchain technology, is designed to enhance efficiency and streamline financial transactions. 2. CONVERSION PROCESS The program outlines a methodical transition for existing physical currency (like the US dollar) into digital currency. This conversion process ensures a smooth shift for both individuals and businesses, minimizing disruptions to everyday transactions. 3. EFFICIENCY AND SPEED FedNow aims to improve the speed and efficiency of financial transactions. Digital currencies can facilitate near-instantaneous transfers, reducing the processing time associated with traditional banking methods.


4. IMPACT ON BANKING Traditional banks will need to adapt their infrastructure to accommodate digital currencies. This adaptation involves updating systems to support digital transactions, enhancing cybersecurity measures, and ensuring compatibility with the new financial landscape. 5. CLIENT EXPERIENCE Clients can expect a more seamless and convenient banking experience. Digital currencies often provide 24/7 accessibility, enabling users to conduct transactions and manage their finances at any time. Additionally, the FedNow program emphasizes the importance of user-friendly interfaces to enhance client engagement. 6. FINANCIAL INCLUSION The program aims to foster financial inclusion by providing easier access to banking services, especially for those who are unbanked or underbanked. Digital currencies can reach a wider population, potentially bridging gaps in financial accessibility.


7. PRIVACY AND SECURITY CONSIDERATIONS As digital currencies become prevalent, privacy concerns arise. FedNow underscores the need for robust privacy measures to protect users’ sensitive financial information. Balancing transparency and privacy will be crucial in the digital currency ecosystem. 8. GOVERNMENT OVERSIGHT The transition to digital currency raises questions about government oversight. Provides a framework for regulatory measures to ensure the stability and integrity of the financial system while minimizing the risks associated with digital currencies. IN SUMMARY The FedNow program signifies a transformative journey towards a digital currency future. While promising enhanced efficiency and financial inclusion, it also prompts a careful examination of privacy, security, and regulatory considerations to ensure a balanced and secure financial landscape for all. The question you need to ask yourself is do you trust the government knowing your every financial move?


BLOCKCHAIN TECHNOLOGY Blockchain technology is a decentralized and distributed ledger system that enables secure and transparent record-keeping of transactions across a network of computers. Here’s a breakdown of its key components and how the technology can be used: 1. DECENTRALIZATION Blockchain operates on a peer-to-peer network where each participant (node) has a copy of the entire ledger. This decentralized nature eliminates the need for a central authority, making the system more resilient and less vulnerable to single points of failure. 2. BLOCKS AND CHAIN Information is stored in blocks, each containing a list of transactions. Once a block reaches its capacity, a new block is created and linked to the previous one, forming a chronological chain. This chain structure ensures the recorded data can not be changed. 3. CONSENSUS MECHANISM To validate transactions and add them to the blockchain, participants in the network must agree on the current state of the ledger. Various consensus mechanisms, such as Proof of Work (PoW) or Proof of Stake (PoS), are employed to achieve agreement without relying on a central authority. 4. SECURITY THROUGH CRYPTOGRAPHY Transactions on the blockchain are secured through cryptographic techniques. Each participant has a public and private key, ensuring the integrity and privacy of their interactions. The use of cryptography enhances the security and trustworthiness of the system. 5. SMART CONTRACTS Smart contracts are self-executing contracts with the terms of the agreement directly written into code. These contracts automatically execute when predefined conditions are met. Smart contracts can be deployed on blockchain networks, providing transparency and efficiency in various industries, from finance to real estate.


6. TRANSPARENCY AND IMMUTABILITY Once information is added to the blockchain, it is extremely challenging to alter. The decentralized nature and cryptographic security ensure that transactions are transparent, traceable, and resistant to tampering, fostering trust among participants. 7. USE CASES A. CRYPTOCURRENCIES Blockchain is widely known as the underlying technology for cryptocurrencies like Bitcoin and Ethereum. B. SUPPLY CHAIN MANAGEMENT Blockchain can be used to trace the origin and movement of goods in a supply chain, enhancing transparency and reducing fraud. C. FINANCE Blockchain facilitates faster and more secure cross-border transactions, reduces fraud in financial operations, and enables new financial instruments. D. HEALTHCARE Patient records stored on a blockchain can be securely accessed by authorized parties, improving data integrity and patient privacy. E. VOTING SYSTEMS Blockchain can enhance the security and transparency of voting systems, preventing tampering and ensuring the integrity of election results. 8. CHALLENGES While blockchain offers numerous advantages, challenges include scalability issues, energy consumption in some consensus mechanisms like Proof of Work, and regulatory considerations in certain industries. In essence, blockchain technology revolutionizes record-keeping and transaction processes by providing a decentralized, secure, and transparent framework that can be applied across various sectors, promoting efficiency, trust, and innovation.


CENTRAL BANK DIGITAL CURRENCY (CBDC) REPLACING THE U.S. DOLLAR Digital currency, such as cryptocurrencies like Bitcoin or central bank digital currencies (CBDCs), represents a digital form of money that operates independently of traditional banking systems. While cryptocurrencies are decentralized and often operate on blockchain technology, CBDCs are issued and regulated by central banks like the Federal Reserve. Central-Bank Digital Currencies Are Coming—Whether countries are ready or not the game-changing development could have a profound impact on the banking system as we know it. But few people truly understand it.


1. MOTIVATION FOR REPLACING THE DOLLAR The federal government’s interest in replacing the U.S. dollar with a CBDC is often driven by the potential benefits of a more efficient, transparent, and inclusive financial system. CBDCs are seen as a modernization of the monetary system to keep pace with technological advancements. 2. CONCERNS AND PITFALLS OF A DIGITAL CURRENCY A. PRIVACY ISSUES One major concern revolves around the loss of privacy. Digital currencies operate on decentralized ledgers, exposing all transactions to scrutiny. Striking a balance between transparency and individual privacy becomes a critical challenge. B. CYBERSECURITY RISKS The digital nature of CBDCs exposes them to cybersecurity threats. Hacking attempts, fraud, and other malicious activities could compromise the security of the digital currency system. Cyber attacks on government systems and fraud are at an all time high. C. FINANCIAL EXCLUSION Despite the aim of financial inclusion, there is a risk that certain segments of the population, especially those without access to technology or digital literacy, might face challenges in adapting to a cashless society.


D. DEPENDENCY ON TECHNOLOGY A CBDC’s success heavily relies on technological infrastructure. Technical glitches, outages, or disruptions in digital services could temporarily paralyze financial transactions, affecting individuals and businesses. E. MONETARY POLICY IMPLEMENTATION Central banks utilize monetary policy tools to control inflation, interest rates, and money supply. Transitioning to a CBDC requires careful consideration to ensure that these tools can still be effectively implemented in the digital realm. F. POTENTIAL FOR GOVERNMENT SURVEILLANCE The digital nature of transactions may raise concerns about government surveillance. Striking a balance between preventing illicit activities and respecting individual privacy is a delicate challenge. G. LOSS OF ANONYMITY Unlike physical cash, digital currencies may lack the anonymity that cash transactions provide. Every transaction, regardless of size or purpose, could be traceable, raising concerns about the surveillance of individuals’ financial activities. H. INTERNATIONAL IMPLICATIONS The global acceptance and interoperability of a CBDC need to be addressed. Coordination with other countries and international financial institutions is crucial to avoid disruptions in global trade and financial stability. In conclusion, while the adoption of a CBDC holds promises of a more efficient financial system, addressing the concerns and pitfalls is imperative to ensure a smooth and responsible transition that balances technological progress with societal needs and individual rights.


Government's view of the economy could be summed up in a few short phrases: If it moves, tax it. If it keeps moving, regulate it. And if it stops moving, subsidize it. RONALD REAGAN



One hundred and fourteen countries are exploring digital currencies, and their collective economies represent more than 95% of the world’s GDP, according to the Atlantic Council’s Central Bank Digital Currency tracker. Some countries, including China, India, Nigeria and the Bahamas, have already rolled out digital currencies. Others like Sweden, Japan are preparing for possible rollouts.


Once the U.S. dollars is converted to a digital currency all of your wealth, stocks, bonds. mutual funds and real estate will be pegged to the digital platform. Every transaction will be recorded on a ledger. You are on the grid and fully exposed to government surveillance. All financial privacy will be lost. Some believe a social credit score is also on the horizon. Hopefully your carbon footprint won’t be out of line with the federal governments regulations.


THE SOLUTION Advantages of Owning Physical Gold Instead of the U.S. Dollar When Digital Currency Comes.

1. INTRINSIC VALUE Physical gold holds intrinsic value, making it a tangible and reliable asset. Unlike fiat currencies, which can be subject to inflation and fluctuations, gold has been historically recognized as a store of value going all the way back to biblical times. 2. PROTECTION AGAINST INFLATION Gold has traditionally served as a hedge against inflation. As digital currencies and fiat currencies like the U.S. dollar may be susceptible to inflationary pressures, holding physical gold can provide a safeguard against the erosion of purchasing power. 3. DIVERSIFICATION Owning physical gold in your possession creates a diversified portfolio. Diversification helps spread risk and minimize the impact of market volatility on an individual’s wealth.


4. LIMITED SUPPLY Gold’s scarcity contributes to its value. While central banks can print more money, the supply of gold is finite. This limited supply makes gold an attractive option for those seeking a stable and enduring store of wealth. 5. GLOBAL RECOGNITION Gold is universally recognized and accepted as a form of currency and wealth. Its global acceptance makes it a viable asset for international trade and exchange, potentially providing stability in times of geopolitical uncertainty. 6. CENTRAL BANKS SHIFT TOWARDS GOLD Some central banks have been diversifying their reserves by reducing their exposure to the U.S. dollar and increasing their gold holdings. This strategic move is often driven by a desire to reduce dependence on a single currency and enhance the resilience of their reserves. In the last three to four years central bank gold purchases have been at record levels.



During periods of economic uncertainty or financial crises, gold tends to retain its value. Individuals and institutions holding physical gold may find themselves in a more secure position during times of economic turbulence. 8. STORE OF WEALTH ACROSS GENERATIONS Physical gold has a long history of being passed down as a store of wealth from generation to generation. Its enduring value makes it a valuable asset for long-term financial planning. 9. DECENTRALIZATION Unlike digital currencies, which may be subject to technological vulnerabilities, physical gold is not dependent on a specific technological infrastructure. This decentralization can be seen as an advantage in terms of resilience.


10. PRIVACY Owning physical gold provides a level of privacy as transactions involving gold are often discreet and not as easily traceable as digital currency transactions. 11. NO THIRD PARTY COUNTER RISK The concept of “no third party counter risk” in relation to owning gold refers to the idea of directly holding physical gold without involving intermediaries like banks or investment firms. When you own physical gold, you possess the actual metal in the form of coins, bars, or other tangible assets, which are not dependent on a third party for their value or security. This approach is favored by investors who value the independence and control that comes with owning physical assets outright, without relying on financial institutions or other intermediaries.


IN SUMMARY Converting wealth into physical gold and silver offers a strategic approach to preserving financial privacy, especially in anticipation of the transition from the US dollar to digital currency. Unlike traditional banking methods where transactions generate 1099 forms, the discreet nature of exchanging physical gold and silver allows individuals to maintain privacy without documentation. In a digital currency era, the risk of exposing one’s entire wealth on the grid becomes significant. However, by holding physical assets off grid, individuals can convert them to digital currency incrementally as they need, ensuring greater control and reduced visibility of their financial portfolio. This approach provides a proactive solution to safeguarding personal financial information in an increasingly transparent digital landscape. Convert 3 to 4 months worth of your monthly living expenses at a time so you can pay your mortgage, utilities, insurance, etc. You will have no choice but to use the government’s currency of choice. Why not do it on your terms?


TAKE CONTROL Empower Your Financial Future! Take the first step towards financial privacy and security by scheduling your FREE, no obligation educational call today. We are here to make sure all of your questions and concerns are addressed. We will also send you our precious metals Investment guide. Discover the strategic advantages of converting dollars to gold, gaining valuable insights that can shape your wealth strategy. Knowledge is power – unlock yours now! Embark on a journey towards a more resilient and confidential financial path.

To schedule your educational call and receive your free investment guide call or text 866-453-7587.


A government big enough to give you everything you want, is strong enough to take everything you have. THOMAS JEFFERSON



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